Banking and Finance

Understanding the legal dimensions of finance is critical to making informed business decisions, whether structuring a cross-border loan, issuing / subscribing to debt securities, or responding to evolving regulatory developments. We provide our clients with the clarity, insight, and legal precision needed to navigate the complex and fast-evolving world of banking and finance.

Our Banking & Finance Practice is designed to help our clients understand the legal frameworks that govern financial transactions, regulatory compliance, and capital markets. We work with domestic and international banks, financial institutions, corporates, promoters and investors to structure and execute financing arrangements that are both compliant and commercially viable.

We assist our clients with:

• Acquisition Financing and Corporate Finance: Structuring and advising on financing for mergers, acquisitions, leveraged buyouts and corporate reorganisations.
• Cross Border Financing & External Commercial Borrowings: Guiding clients on the structuring, documentation and regulatory compliance of cross-border financing, including ECBs, trade credits, overseas investments and other FEMA-compliant foreign currency debt structures.
• Debt Capital Markets: Advising issuers, arrangers, merchant bankers and/or investors on issuance of listed and unlisted bonds, non-convertible debentures, commercial papers and other debt securities.
• Debt Restructuring and ARC Advisory: Assisting lenders, resolution professionals, resolution applicants and/or borrowers in debt restructuring, refinancing and corporate insolvency resolution processes under the Insolvency and Bankruptcy Code.
• Due Diligence and Documentation: Conducting legal due diligence, preparing and reviewing term sheets, and drafting financing and security documents.
• Private Banking and Product Advisory: Guiding private banks and financial institutions on the design, regulatory approvals and documentation of investment and credit products.
• Project & Infrastructure Finance: Structuring and advising on financing for large-scale infrastructure and energy projects.
• Regulatory Advice: Advising on compliance with full spectrum of financial sector regulations, including those of the RBI and the SEBI, and FEMA.
• FinTech & Digital Finance: Advising FinTech companies, digital lenders, payment service providers, NBFC–FinTech collaborations, and financial intermediaries on regulatory compliance, licensing, product structuring, outsourcing arrangements, technology partnerships, digital onboarding/KYC, and governance frameworks under RBI, PCI-DSS, IT Act, DPDP Act, and other applicable regulations.
• Securitization and Assignment: Assisting with the structuring and documentation of securitisation, asset-backed financing, and the assignment/sale of performing and non-performing loan portfolios and other receivables.
• Syndicated & Structured Finance: Advising on multi-party debt facilities, inter-creditor arrangements and innovative funding structures, including structured trade finance and bespoke credit enhancement mechanisms.
• Banking & Insolvency Litigation: Advising and representing banks, financial institutions, asset reconstruction companies and various other stakeholders in matters under the Recovery of Debts and Bankruptcy Act, 1993 and SARFAESI Act, 2002 before Debt Recovery Tribunals and the Insolvency and Bankruptcy Code before the National Company Law Tribunal (NCLT) and Appellate Tribunals.

We understand that banking and finance law is not just about legal documentation, it’s about protecting interests, mitigating risks, and ensuring compliance with an evolving regulatory landscape. Utilizing a pragmatic and collaborative approach, we assist our clients to anticipate challenges and make sound financial decisions with confidence.

As an Indian law firm with international capabilities, we combine our knowledge of Indian financial regulations with an understanding of global market practices. We work with a range of client including domestic and multinational banks,financial institutions, corporate borrowers, investors and financial intermediaries, to deliver solutions that balance regulatory requirements with commercial objectives.